12870 N Armenia Avenue, Tampa, FL

OWN THIS HOME WITH ESTIMATED PRINCIPAL & INTEREST PAYMENTS AS LOW AS $4,338.57/MONTH IN YEAR ONE. Seller-paid 3-2-1 temporary interest-rate buydown available with an acceptable offer. Based on an $832,500, 30-year loan at a 7.75% note rate, estimated principal and interest payments are $4,338.57/month at 4.75% in Year 1, $4,854.08/month at 5.75% in Year 2, $5,395.55/month at 6.75% in Year 3, and $5,960.34/month at 7.75% thereafter. An architect-designed modern estate overlooking West Lake, this newly completed custom residence combines contemporary design, resort-style outdoor living, and construction engineered for Florida. Set behind a private electric gate on a fully fenced homesite, it offers 3,150 heated square feet and 4,819 total square feet, with lake views, a heated pool, multiple covered entertaining spaces, and details seldom found together in Carrollwood new construction. Designed by Tampa-based RIOS Architecture under Florida-licensed architect Alex Rios, the home carries a cohesive vision from exterior form through interior finish. Two-story concrete-block construction, standing-seam metal roof, Miami-Dade HVHZ impact-rated windows and doors, hurricane-rated garage door, 400-amp electrical service, copper plumbing, dual-zone Trane HVAC, enhanced wall insulation, tankless water heater, and universal EV charging provide the substance behind the style. Inside, 10-foot ceilings on both levels, expansive glass, wide-plank glue-down engineered hardwood, large-format porcelain, and a floating staircase with motion-activated lighting create immediate scale and refinement. The great room features a floor-to-ceiling porcelain fireplace surround and opens through 8-foot sliders to the pool and covered lanai for effortless indoor-outdoor living. The chef’s kitchen centers on a 12-foot Calacatta Gold quartz waterfall island, complemented by ceiling-height cabinetry, a 60-inch built-in refrigerator, 36-inch professional-style range, pot filler, wave-gesture hood, se