4020 Carteret Drive, Winter Haven, FL

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$405,900

($178/sqft)

List Status: Active

4020 Carteret Drive
Winter Haven, FL 33884

4 beds
3 baths
2282 living sqft

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Top Features

Subdivision: Traditions Ph 01
Built in 2015
Single Family Residence

Description

NEW PRICE ADJUSTMENT-Seller is willing to offer 3K towards Buyer's Closing Costs. Welcome to 4020 Carteret Dr in Winter Haven, a beautifully updated 4-bedroom, 3-bath home located in a desirable 55+ lakefront community with a 3-car garage offering comfort, convenience, and low-maintenance living in the heart of Central Florida. This thoughtfully designed home features stunning lake views, hardwood flooring, an updated kitchen with modern finishes, and stylish upgrades throughout. The spacious layout includes a mother-in-law suite, perfect for visiting family, guests, or additional privacy. Residents enjoy direct water access and a private community boat ramp, providing easy access to Winter Haven’s renowned Chain of Lakes, ideal for boating, fishing, and enjoying Florida’s outdoor lifestyle. The community also offers boat and water toy storage for a small fee, making it convenient to keep your boat or jet skis nearby and ready to use. One of the standout features of this home is the maintenance-free lifestyle. The HOA covers Cable, Internet, Exterior Home Maintenance including landscaping, mulch, and exterior painting, and More, allowing homeowners to enjoy their property without the typical upkeep responsibilities. Located just minutes from Cypress Gardens Boulevard, this home offers quick access to shopping, restaurants, grocery stores, golf courses, parks, and medical facilities. Residents are also close to LEGOLAND Florida Resort, and major roadways including US-27 and the Polk Parkway, making travel to Lakeland, Orlando, and Tampa convenient. If you’re searching for a Lake view home in Winter Haven, a low-maintenance home in a 55+ community, or a property with Ruby Lake access, 4020 Carteret Dr offers the perfect combination of location, lifestyle, and modern comfort in one of Polk County’s most established lake communities. Schedule a showing today!

Property Details

Property Features

Property Sub Type

Single Family Residence

County

Polk

Subdivision

TRADITIONS PH 01

Additional Information

Additional Lease Restrictions

Leasing Restrictions to be Independently Verified by Buyer/s - Please refer to the community HOA office, covenants, deeds, and restrictions.

Additional Parcels YN

false

Alternate Key Folio Num

13-29-26-687552-000650

Amenities Additional Fees

Please refer to the community HOA office, covenants, deeds, and restrictions.

Appliances

Cooktop, Dishwasher, Microwave, Range, Refrigerator

Approval Process

Buyer/s to verify with HOA.

Association Amenities

Basketball Court, Cable TV, Clubhouse, Fitness Center, Gated, Maintenance, Park, Playground, Pool, Sauna, Shuffleboard Court, Tennis Court(s), Trail(s)

Association Approval Required YN

Association Email

dmurchison@lelandmanagement.com

Association Fee

484

Association Fee Frequency

Monthly

Association Fee Includes

Cable TV, Pool, Internet, Maintenance Structure, Maintenance Grounds, Recreational Facilities

Association Fee Requirement

Required

Association URL

www.lelandmanagement.com

Association YN

true

Attached Garage YN

true

Available For Lease YN

Bathrooms Total Integer

Builder Name

Lennar Homes

Building Area Source

Public Records

Building Area Total

3062

Building Area Total Srch SqM

284.47

Building Area Units

Square Feet

Calculated List Price By Calculated SqFt

177.87

Carport YN

false

Community Features

Clubhouse, Fitness Center, Gated Community - No Guard, Park, Playground, Pool, Sidewalks, Tennis Court(s), Street Lights

Complex Community Name NCCB

TRADITIONS

Construction Materials

Block, Stucco

Cooling

Central Air

Country

Cumulative Days On Market

Current Price

405900.00

Direction Faces

South

Elementary School

Chain O Lakes Elem

Exterior Features

Sidewalk

Fireplace YN

false

Flood Zone Code

Flood Zone Date

2016-12-22

Flood Zone Panel

12105C0535H

Flooring

Hardwood, Tile

Foundation Details

Slab

Furnished

Unfurnished

Garage Spaces

Garage YN

true

Heating

Central, Electric

High School

Lake Region High

Homestead YN

Interior Features

Ceiling Fans(s), Crown Molding, Kitchen/Family Room Combo, Open Floorplan, Stone Counters, Walk-In Closet(s)

Internet Address Display YN

true

Internet Automated Valuation Display YN

false

Internet Consumer Comment YN

false

Internet Entire Listing Display YN

true

Laundry Features

Inside, Laundry Room

Lease Restrictions YN

Levels

One

List AOR

Orlando Regional

Living Area Meters

212.00

Living Area Source

Public Records

Living Area Units

Square Feet

Lot Size Acres

0.18

Lot Size Square Feet

7998

Lot Size Square Meters

743

Middle Or Junior School

McLaughlin Academy Of Excellence

Minimum Lease

1-2 Years

Modification Timestamp

2026-06-01T19:44:10.660Z

Monthly HOA Amount

484.00

New Construction YN

false

Occupant Type

Owner

Ownership

Fee Simple

Parcel Number

26-29-13-687552-000650

Pet Restrictions

Please refer to the community HOA office, covenants, deeds, and restrictions.

Pets Allowed

Yes

Pool Private YN

false

Postal Code Plus 4

5212

Previous List Price

419900

Price Change Timestamp

2026-05-22T11:38:32.000Z

Property Condition

Completed

Public Survey Range

Public Survey Section

RATIO Current Price By Calculated SqFt

177.87

Realtor Info

See Attachments

Road Surface Type

Asphalt, Paved

Roof

Shingle

Room Count

Senior Community YN

true

Sewer

Public Sewer

Showing Requirements

Appointment Only, See Remarks, ShowingTime

Status Change Timestamp

2026-03-10T21:11:47.000Z

Tax Annual Amount

3537

Tax Book Number

131-47 THRU 54

Tax Legal Description

TRADITIONS PHASE 1 PLAT BOOK 131 PGS 47 THRU 54 LOT 65

Tax Lot

Tax Year

2025

Total Acreage

0 to less than 1/4

Total Annual Fees

5808.00

Total Monthly Fees

484.00

Township

Universal Property Id

US-12105-N-262913687552000650-R-N

Unparsed Address

4020 CARTERET DR

Utilities

Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Available, Water Connected

Water Access

Lake, Lake - Chain of Lakes

Water Access YN

Water Body Name

RUBY LAKE

Water Extras

Boat Ramp - Private

Water Extras YN

Water Source

Public

Water View

Lake, Lake - Chain of Lakes

Water View YN

Waterfront YN

false

Window Features

Blinds

Neighborhood Map

Popup

Property Photos

MLS #MFRO6389154 Listing courtesy of Keller Williams Advantage Iii provided by Stellar MLS.

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All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independent verified. Listing information is provided for consumer personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. The source of the listing data is as follows: Stellar MLS (updated 6/20/26 12:57 PM) |

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Wendy Morris LLC

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Winter Garden, Florida 34787