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3644 N Hiawatha Terrace, Crystal River, FL

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$595,000

($354/sqft)

List Status: Active
3644 N Hiawatha Terrace
Crystal River, FL 34428


3 beds
2 baths
1680 living sqft
Top Features
  • Frontage: Canal - Brackish
  • View: Water
  • Subdivision: Indian Waters Unit 02
  • Built in  1980
  • Single Family Residence
Description
Crystal River WATERFRONT CANAL HOME with PERSONAL DOCK + ~$82K GROSS INCOME + DIRECT GULF ACCESS A rare opportunity to own a top-performing waterfront property in one of Crystal River’s most established boating communities, combining strong income, direct water access, and a clean, turnkey ownership experience. Now operating in its fully updated condition, the home has produced approximately $82,000 in gross rental income over the past 12 months (March 2025–March 2026), offering proven, stabilized performance while still allowing for personal use. Positioned on a quiet canal with direct access to Kings Bay, Three Sisters Springs, and the Gulf of Mexico, the property delivers the lifestyle guests consistently seek. The dock provides immediate boating access, making fishing, scalloping, kayaking, and sunset cruising part of everyday ownership. Kayaks convey, reinforcing a true on-the-water experience. Inside, the home presents as clean, comfortable, and guest-ready, with a functional 3-bedroom, 2-bath layout designed to support both personal enjoyment and strong occupancy. The kitchen features granite countertops, modern appliances, and an efficient layout great for entertaining and everyday use. Major system updates have already been completed, including full repipe, updated AC, water heater, plumbing, and sewer connection, offering buyers confidence in the home’s infrastructure and reducing near-term capital expense risk. Located just minutes from historic downtown Crystal River, waterfront dining, shopping, and the area’s world-renowned springs, the property is ideally positioned to continue attracting short-term rental demand. Whether you're seeking a high-performing short-term rental, a waterfront second home with income potential, or a long-term investment, this property offers a compelling combination of strong revenue, essential updates, and direct Gulf access. High-income waterfront opportunities like this are increasingly rare in Crystal River.
Property Details
Property Features
Property Sub Type
Single Family Residence
View
Water
Frontage
Canal - Brackish
County
Citrus
Subdivision
INDIAN WATERS UNIT 02
Additional Information
Additional Parcels YN
false
Alternate Key Folio Num
1063302
Appliances
Convection Oven, Dishwasher, Microwave, Refrigerator
Architectural Style
Traditional
Association YN
false
Attached Garage YN
true
Bathrooms Total Integer
2
Building Area Source
Public Records
Building Area Total
2376
Building Area Total Srch SqM
220.74
Building Area Units
Square Feet
Calculated List Price By Calculated SqFt
354.17
Carport YN
false
Construction Materials
Frame, Wood Siding
Cooling
Central Air
Country
US
Cumulative Days On Market
67
Current Price
595000.00
Direction Faces
South
Elementary School
Crystal River Primary School
Exterior Features
Fire Pit, Lighting, Private Mailbox
Fencing
Fenced
Fireplace Features
Living Room, Wood Burning
Fireplace YN
true
Flood Zone Code
AE
Flood Zone Date
2021-01-15
Flood Zone Panel
12017C0186E
Flooring
Ceramic Tile, Luxury Vinyl
Foundation Details
Slab
Furnished
Unfurnished
Garage Spaces
1
Garage YN
true
Heating
Heat Pump
High School
Crystal River High School
Interior Features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Walk-In Closet(s)
Internet Address Display YN
true
Internet Automated Valuation Display YN
false
Internet Consumer Comment YN
false
Internet Entire Listing Display YN
true
Laundry Features
In Garage
Levels
Two
List AOR
Suncoast Tampa
Living Area Meters
156.08
Living Area Source
Public Records
Living Area Units
Square Feet
Lot Features
FloodZone, In County, Level, Near Golf Course, Near Marina, Paved
Lot Size Acres
0.24
Lot Size Square Feet
10558
Lot Size Square Meters
981
Middle Or Junior School
Crystal River Middle School
Modification Timestamp
2026-04-11T16:43:09.363Z
New Construction YN
false
Occupant Type
Vacant
Other Equipment
Fire Pit
Ownership
Fee Simple
Parcel Number
17E-18S-17-0220-000D0-0350
Patio And Porch Features
Covered, Front Porch, Rear Porch, Screened
Pool Private YN
false
Postal Code Plus 4
6280
Previous List Price
610000
Price Change Timestamp
2026-04-11T16:41:25.000Z
Property Condition
Completed
Property Description
Out of M/H Community
Public Survey Range
17
Public Survey Section
17
RATIO Current Price By Calculated SqFt
354.17
Realtor Info
As-Is
Road Responsibility
Public Maintained Road
Road Surface Type
Paved
Roof
Metal
Room Count
3
Senior Community YN
false
Sewer
Public Sewer
Showing Requirements
Supra Lock Box, Appointment Only, Call Listing Agent 2
Status Change Timestamp
2026-02-03T18:02:04.000Z
Tax Annual Amount
5654
Tax Block
D
Tax Book Number
4-71
Tax Legal Description
INDIAN WATERS UNIT 2 PB 4 PG 71 LOT 35 BLK D
Tax Lot
35
Tax Year
2025
Total Acreage
0 to less than 1/4
Total Annual Fees
0.00
Total Monthly Fees
0.00
Township
18
Universal Property Id
US-12017-N-171817022000000350-R-N
Unparsed Address
3644 N HIAWATHA TER
Utilities
Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Vegetation
Mature Landscaping, Trees/Landscaped
Water Access
Canal - Brackish
Water Access YN
1
Water Extras
No Wake Zone, Riprap
Water Extras YN
1
Water Frontage Feet Canal Brackish
84
Water Source
Public
Water View
Canal
Water View YN
1
Waterfront Feet Total
84
Waterfront YN
true
Zoning
CLR
Neighborhood Map
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MLS #MFRTB8472132 Listing courtesy of Plantation Realty, Inc. provided by Stellar MLS.

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All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independent verified. Listing information is provided for consumer personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. The source of the listing data is as follows: Stellar MLS (updated 5/30/26 2:18 PM) |

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