118 David Avenue, Clearwater, FL

No HOA. No flood insurance. No one telling you what color to paint your front door. Tucked at the end of a quiet Clearwater cul-de-sac, this updated 3-bed, 2-bath sits in Flood Zone X with zero HOA dues, which means the money you'd normally hand over every month stays right where it belongs: with you. Inside, laminate floors run through bright, open living areas, and the kitchen shows off shaker cabinets, granite counters, and a dining space big enough for actual dinner parties. A bonus flex room flips easily into a home office, playroom, or guest room, your call. The primary suite keeps to itself with a private en-suite, while two more bedrooms cover family or guests. Out back: a fully fenced yard for the dog, the garden, or the fire pit you've been meaning to buy, plus a covered carport so your windshield stays dew-free. Minutes from Clearwater Beach, easy routes to Tampa and St. Pete, and close to everything on Gulf-to-Bay. Coming soon, showings start Thursday. Line up your agent now, because at this price, cul-de-sac homes with no HOA don't sit. Low costs, cul-de-sac quiet, and room to make it yours. Come see it before someone else does the math.