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521 Cummings Street, Sarasota, FL

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$1,450,000

($580/sqft)

List Status: Active
521 Cummings Street
Sarasota, FL 34242


3 beds
2 baths
2500 living sqft
Top Features
  • Frontage: Canal - Saltwater
  • View: Water
  • Subdivision: Ocean Beach Rep
  • Built in  1983
  • Single Family Residence
Description
One or more photo(s) has been virtually staged. Siesta Key Waterfront Retreat – Walk to the Beach & Village! Ready for immediate enjoyment this winter, this 3-bedroom, 2-bath Key West–inspired home embodies the essence of the Siesta Key lifestyle—boating from your backyard and strolling to the powdery white sands and vibrant Siesta Key Village with its renowned dining, boutiques, and nightlife. Nestled on a quiet cul-de-sac, this canal-front retreat offers 100 feet of waterfront, a covered 5,000-lb boat lift, and direct access to the Intracoastal Waterway. The expansive outdoor living area invites relaxation and entertaining with a heated pool featuring a cascading stone waterfall, covered bar & and wide open fenced area surrounded by tropical landscape creating a private island ambiance. Inside, a neutral palate, high ceilings, and open layout feels light and airy. The white kitchen features granite countertops, stainless steel appliances, dual sinks, a center cooking island, and a breakfast bar perfect for casual dining. Warmth and character is further enhanced by a marble fireplace in the main living and dining areas. The primary suite offers a peaceful retreat with an ensuite bath, dual vanities, a walk-in shower, and a charming window seat. Guests & children have their own wing with a full bath and a convenient laundry room. Enjoy peace of mind with impact windows, hurricane-rated doors, and major upgrades including a metal roof, Trex decking, Nichiha siding, and reinforced lanai. Positioned at one of the highest elevations on the street, the home has never experienced flooding. And there’s an additional ground floor BONUS…a generously sized sunlit air-conditioned play & storage room! Whether you’re searching for a seasonal escape, a full-time residence, or a property with strong vacation rental appeal, this move-in-ready home offers exceptional versatility and potential.
Property Details
Additional Information
Additional Lease Restrictions
Buyer and Buyer's Agent to verify with Municipality.
Additional Parcels YN
false
Additional Rooms
Attic, Family Room
Additional Water Information
5, 000 lb boat lift, boat size up to 24'.
Appliances
Dishwasher, Disposal, Range, Refrigerator
Approval Process
Buyer and Buyer's Agent to verify with Municipality.
Architectural Style
Custom, Other
Association YN
false
Attached Garage YN
true
Available For Lease YN
1
Bathrooms Total Integer
2
Building Area Source
Public Records
Building Area Total
4795
Building Area Total Srch SqM
445.47
Building Area Units
Square Feet
Calculated List Price By Calculated SqFt
580.00
Carport YN
false
Community Features
Street Lights
Construction Materials
Stucco, Frame
Cooling
Central Air
Country
US
Cumulative Days On Market
195
Current Price
1450000.00
Direction Faces
North
Elementary School
Phillippi Shores Elementary
Exterior Features
Balcony, Sliding Doors
Fencing
Fenced
Fireplace Features
Living Room
Fireplace YN
true
Flood Zone Code
A12
Flood Zone Date
2024-03-27
Flood Zone Panel
12115C0141G
Flooring
Ceramic Tile, Laminate
Foundation Details
Slab
Garage Spaces
2
Garage YN
true
Green Indoor Air Quality
Ventilation
Heating
Central
High School
Sarasota High
Home Warranty YN
false
Homestead YN
1
Interior Features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom
Internet Address Display YN
true
Internet Automated Valuation Display YN
false
Internet Consumer Comment YN
true
Internet Entire Listing Display YN
true
Laundry Features
Inside
Levels
Multi/Split
List AOR
Sarasota - Manatee
Living Area Meters
232.26
Living Area Source
Public Records
Living Area Units
Square Feet
Lot Features
Cul-De-Sac, FloodZone, Landscaped, Paved
Lot Size Acres
0.22
Lot Size Square Feet
9500
Lot Size Square Meters
883
Middle Or Junior School
Brookside Middle
Minimum Lease
No Minimum
Modification Timestamp
2026-04-23T13:38:09.272Z
New Construction YN
false
Occupant Type
Vacant
Ownership
Fee Simple
Parcel Number
0079140013
Patio And Porch Features
Covered, Deck, Patio, Porch, Rear Porch, Screened
Pets Allowed
Yes
Pool Private YN
true
Postal Code Plus 4
1308
Previous List Price
1495000
Price Change Timestamp
2026-04-10T13:35:42.000Z
Property Description
Elevated
Public Survey Range
17
Public Survey Section
01
RATIO Current Price By Calculated SqFt
580.00
Realtor Info
Brochure Available, Sign
Road Surface Type
Asphalt, Paved
Roof
Metal
Room Count
7
SW Subdiv Community Name
Ocean Beach
Senior Community YN
false
Sewer
Public Sewer
Showing Requirements
Appointment Only, Contact Call Center, Listing Agent Must Accompany, ShowingTime
Status Change Timestamp
2025-10-10T18:51:59.000Z
Stories Total
2
Tax Annual Amount
7154.1
Tax Book Number
488-889
Tax Legal Description
LOT 11 OCEAN BEACH REPLAT NO 2
Tax Lot
11
Tax Year
2025
Total Acreage
0 to less than 1/4
Total Annual Fees
0.00
Total Monthly Fees
0.00
Township
37
Universal Property Id
US-12115-N-0079140013-R-N
Unparsed Address
521 CUMMINGS ST
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Public, Sewer Connected, Water Connected
Vegetation
Fruit Trees, Mature Landscaping, Trees/Landscaped
Water Access
Canal - Saltwater
Water Access YN
1
Water Extras
Davits, Lift, Seawall - Concrete
Water Extras YN
1
Water Source
Public
Water View
Canal
Water View YN
1
Waterfront YN
true
Window Features
Blinds
Zoning
RSF2
Zoning Compatible YN
1
Neighborhood Map
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MLS #MFRA4667165 Listing courtesy of Coldwell Banker Realty provided by Stellar MLS.

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All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independent verified. Listing information is provided for consumer personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. The source of the listing data is as follows: Stellar MLS (updated 4/23/26 11:10 AM) |

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