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3558 Oak Lake Drive, Palm Harbor, FL

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$625,000

($290/sqft)

List Status: Contingent
3558 Oak Lake Drive
Palm Harbor, FL 34684


3 beds
2 baths
2154 living sqft
Top Features
  • Subdivision: Highland Lakes Unit Eighteen
  • Built in  1987
  • Single Family Residence
Description
Under contract-accepting backup offers. Welcome to this beautifully updated home in Highland Lakes, Palm Harbor’s premier 55+ community, ideally situated on a large corner lot. Featuring a desirable split-bedroom floor plan, this home has been extensively updated over the past year, making it truly move-in ready. Major improvements include a new roof (2025), new HVAC system (2025) with a 5-year maintenance plan, new water heater and whole-house water filtration system (2025), new well pump for irrigation (2024), new gutters, and replacement windows, some of which are hurricane rated. The interior has been refreshed from top to bottom with popcorn ceilings removed and retextured, new ceiling vents, updated electrical switches and outlets, new door hardware, and fresh interior paint throughout. The kitchen was completely remodeled in 2026 with new cabinetry, quartz countertops, backsplash, sink, garbage disposal, recessed lighting, and microwave. A newer refrigerator and range complete the space. Both bathrooms have also been updated, including a completely renovated guest bath with new tile, shower, shower door, vanity, lighting, fixtures, and flooring. The primary bath features a new shower, shower door, and toilet. Additional updates continue throughout the home. The laundry room features a newer washer and dryer, flooring, utility sink, backsplash, and lighting. The garage offers an insulated new garage door, upgraded garage floor, overhead and additional storage shelving, attic steps, updated entry and service doors, and ceiling improvements. The enclosed lanai provides additional comfortable living space and has been extensively improved with a raised floor, new insulated drywall ceiling, mini-split HVAC system, window treatments, lighting, ceiling fan, and new exterior door. Outside, you'll find updated landscaping, a paver patio, irrigation for the landscaping, exterior landscape lighting in the front, and a freshly painted front porch, creating an inviting an
Property Details
Property Features
Property Sub Type
Single Family Residence
Parking
Driveway
County
Pinellas
Subdivision
HIGHLAND LAKES UNIT EIGHTEEN
Additional Information
Additional Lease Restrictions
55+ community; at least one resident must be 55. Confirm all lease restrictions with HOA
Additional Parcels YN
false
Additional Rooms
Family Room, Florida Room, Inside Utility
Alternate Key Folio Num
052816389250000340
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
Approval Process
Application & fee.
Association Approval Required YN
1
Association Email
sroach@highlandlakeshoa.net
Association Fee
165
Association Fee Frequency
Monthly
Association Fee Includes
Common Area Taxes, Pool, Escrow Reserves Fund, Management, Recreational Facilities
Association Fee Requirement
Required
Association URL
highlakeshoa.org
Association YN
true
Attached Garage YN
true
Available For Lease YN
1
Bathrooms Total Integer
2
Building Area Source
Public Records
Building Area Total
2850
Building Area Total Srch SqM
264.77
Building Area Units
Square Feet
Calculated List Price By Calculated SqFt
290.16
Carport YN
false
Community Features
Association Recreation - Owned, Clubhouse, Deed Restrictions, Golf Carts OK, Golf, Tennis Court(s)
Construction Materials
Block, Stucco
Cooling
Central Air
Country
US
Cumulative Days On Market
31
Current Price
625000.00
Direction Faces
North
Disaster Mitigation
Above Flood Plain, Hurricane Shutters/Windows
Expected Closing Date
2026-10-29T00:00:00.000
Exterior Features
Lighting
Fireplace YN
false
Flood Zone Code
X
Flood Zone Date
2021-08-24
Flood Zone Panel
12103C0079H
Flooring
Luxury Vinyl
Foundation Details
Slab
Furnished
Unfurnished
Garage Spaces
2
Garage YN
true
Heating
Central
Homestead YN
1
Interior Features
Ceiling Fans(s), Living Room/Dining Room Combo, Split Bedroom, Walk-In Closet(s)
Internet Address Display YN
true
Internet Automated Valuation Display YN
false
Internet Consumer Comment YN
true
Internet Entire Listing Display YN
true
Laundry Features
Inside, Laundry Room
Lease Restrictions YN
1
Levels
One
List AOR
Suncoast Tampa
Living Area Meters
200.11
Living Area Source
Public Records
Living Area Units
Square Feet
Lot Features
Corner Lot, Landscaped, Sidewalk
Lot Size Acres
0.24
Lot Size Dimensions
75x105
Lot Size Square Feet
10245
Lot Size Square Meters
952
Minimum Lease
3 Months
Modification Timestamp
2026-10-05T17:13:12.442Z
Monthly HOA Amount
165.00
New Construction YN
false
Occupant Type
Owner
Other Equipment
Irrigation Equipment
Ownership
Fee Simple
Parcel Number
05-28-16-38925-000-0340
Patio And Porch Features
Porch, Rear Porch
Pet Restrictions
Confirm all lease and pet restrictions with HOA
Pets Allowed
Cats OK, Dogs OK
Pool Private YN
false
Postal Code Plus 4
2416
Previous List Price
650000
Price Change Timestamp
2026-09-24T10:43:28.000Z
Public Survey Range
16
Public Survey Section
05
Purchase Contract Date
2026-10-02
RATIO Current Price By Calculated SqFt
290.16
Road Responsibility
Public Maintained Road
Road Surface Type
Paved
Roof
Shingle
Room Count
8
Senior Community YN
true
Sewer
Public Sewer
Showing Requirements
Coming Soon - Allowing Showings, Supra Lock Box, ShowingTime
Status Change Timestamp
2026-10-05T17:12:18.000Z
Stories Total
1
Tax Annual Amount
5251.18
Tax Block
000
Tax Book Number
95-27
Tax Legal Description
HIGHLAND LAKES UNIT EIGHTEEN LOT 34
Tax Lot
34
Tax Year
2025
Total Acreage
0 to less than 1/4
Total Annual Fees
1980.00
Total Monthly Fees
165.00
Township
28
Universal Property Id
US-12103-N-052816389250000340-R-N
Unparsed Address
3558 OAK LAKE DR
Utilities
Public
Water Access
Lake
Water Access YN
1
Water Body Name
LAKE TARPON
Water Extras
Boat Ramp - Private, Fishing Pier, Skiing Allowed
Water Extras YN
1
Water Source
Public
Waterfront YN
false
Window Features
Insulated Windows
Zoning
RPD-7.5
Neighborhood Map
Popup

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MLS #MFRTB8543377 Listing courtesy of Coldwell Banker Realty provided by Stellar MLS.

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All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independent verified. Listing information is provided for consumer personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. The source of the listing data is as follows: Stellar MLS (updated 10/10/26 9:08 AM) |

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