643 Garland Circle, Indian Rocks Beach, FL

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$640,000

($437/sqft)

List Status: Active

643 Garland Circle
Indian Rocks Beach, FL 33785

2 beds
2 baths
1465 living sqft

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Top Features

Frontage: Canal - Saltwater
View: Water
Subdivision: Curlew Landings South
Built in 1994
Townhouse

Description

WATERFRONT TOWNHOME WITH DEEDED BOAT SLIP — INDIAN ROCKS BEACH, FL Boater’s dream and beach lover’s delight — beautifully upgraded 2-bedroom, 2-bath townhome just two blocks from the white sands of Indian Rocks Beach and directly on the Intracoastal Waterway. This turnkey property includes a deeded boat slip with a 12,000-lb davit/master lift for easy launch to open water. Highlights: Prime waterfront location with sweeping Intracoastal views from multiple levels New exterior decks on each floor — perfect for morning coffee, sunsets, or entertaining Open interior with vaulted ceilings for an airy, light-filled living space Updated kitchen with corian countertops, newer cabinetry and appliances Low-maintenance finishes: newer carpet and tile throughout First-floor air-conditioned bonus room with generous storage — ideal for fishing, boating and beach gear Roofs were recently replaced in April 2026, providing added peace of mind Community & Lifestyle: Resort-style amenities: heated pool, hot tub, tennis courts and pickleball court Steps to beach access, dining, and recreation — excellent for primary residence, vacation getaway, or investment rental Don’t miss this rare combination of easy beach living and true waterfront boating access in Indian Rocks Beach.

Property Details

Property Features

Property Sub Type

Townhouse

View

Water

Frontage

Canal - Saltwater

Pool

Outside Bath Access, In Ground

County

Pinellas

Subdivision

CURLEW LANDINGS SOUTH

Building Name

Additional Information

Additional Parcels YN

false

Alternate Key Folio Num

123014201400110500

Appliances

Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer

Association Fee

898

Association Fee Frequency

Monthly

Association Fee Includes

Cable TV, Escrow Reserves Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Pool, Recreational Facilities, Sewer, Trash, Water

Association Fee Requirement

Required

Association YN

true

Attached Garage YN

true

Available For Lease YN

Bathrooms Total Integer

Building Area Source

Public Records

Building Area Total

1465

Building Area Total Srch SqM

136.10

Building Area Units

Square Feet

Calculated List Price By Calculated SqFt

436.86

Carport YN

false

Community Features

Deed Restrictions, Golf Carts OK, Pool, Tennis Court(s), Street Lights

Construction Materials

Block, Stucco

Cooling

Central Air

Country

Cumulative Days On Market

Current Price

640000.00

Direction Faces

North

Elementary School

Anona Elementary-PN

Exterior Features

Balcony, Sliding Doors, Tennis Court(s)

Fireplace Features

Family Room

Fireplace YN

true

Flood Zone Code

Flood Zone Date

2021-08-24

Flood Zone Panel

12103C0113H

Floor Number

Flooring

Carpet, Ceramic Tile

Foundation Details

Slab

Furnished

Garage Spaces

Garage YN

true

Heating

Central

High School

Seminole High-PN

Interior Features

Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments

Internet Address Display YN

true

Internet Automated Valuation Display YN

false

Internet Consumer Comment YN

false

Internet Entire Listing Display YN

true

Laundry Features

Electric Dryer Hookup, Laundry Closet

Levels

Three Or More

List AOR

Suncoast Tampa

Living Area Meters

136.10

Living Area Source

Public Records

Living Area Units

Square Feet

Lot Features

Near Marina

Lot Size Acres

0.03

Lot Size Square Feet

1172

Lot Size Square Meters

109

Middle Or Junior School

Seminole Middle-PN

Minimum Lease

No Minimum

Modification Timestamp

2026-06-27T20:59:09.423Z

Monthly HOA Amount

898.00

New Construction YN

false

Occupant Type

Owner

Ownership

Fee Simple

Parcel Number

12-30-14-20140-011-0500

Pets Allowed

Yes

Pool Private YN

true

Postal Code Plus 4

2634

Previous List Price

679000

Price Change Timestamp

2026-06-27T20:58:48.000Z

Property Condition

Completed

Public Survey Range

Public Survey Section

RATIO Current Price By Calculated SqFt

436.86

Road Surface Type

Asphalt

Roof

Shingle

Room Count

Senior Community YN

false

Sewer

Public Sewer

Showing Requirements

Supra Lock Box

Spa Features

Heated, In Ground

Spa YN

true

Status Change Timestamp

2026-05-27T14:32:02.000Z

Stories Total

Tax Annual Amount

7689.62

Tax Block

011

Tax Book Number

109-4

Tax Legal Description

CURLEW LANDINGS SOUTH UNIT 1 PHASE 11, LOT 50 INCL DOCK NUMBER 9

Tax Lot

Tax Year

2025

Total Acreage

0 to less than 1/4

Total Annual Fees

10776.00

Total Monthly Fees

898.00

Township

Universal Property Id

US-12103-N-123014201400110500-R-N

Unparsed Address

643 GARLAND CIR

Utilities

BB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Fire Hydrant, Sewer Connected

Water Access

Canal - Saltwater

Water Access YN

Water Extras

Assigned Boat Slip, Lift

Water Extras YN

Water Frontage Feet Canal Saltwater

Water Source

Public

Water View

Canal

Water View YN

Waterfront Feet Total

Waterfront YN

true

Window Features

Shutters

Neighborhood Map

Popup

Property Photos

MLS #MFRTB8512290 Listing courtesy of Minaret Realty provided by Stellar MLS.

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All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independent verified. Listing information is provided for consumer personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. The source of the listing data is as follows: Stellar MLS (updated 7/2/26 1:53 AM) |

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407-990-2746

Wendy Morris LLC

Licensed in the State of Florida
BK 3146762
16797 Broadwater Avenue
Winter Garden, Florida 34787