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520 Useppa Island, Captiva, FL

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$1,124,900

($823/sqft)

List Status: Active
520 Useppa Island
Captiva, FL 33924


2 beds
2 baths
1366 living sqft
Top Features
  • Frontage: Bay/Harbor
  • View: Water
  • Subdivision: Useppa Village
  • Built in  1981
  • Half Duplex
Description
Water Wings cottage is waterfront, two-stories with Master on the first floor. The open first floor plan allows water views from the kitchen and living/dining areas which open onto a covered/screened porch and an open deck. The second floor features a loft-guest bedroom with bath, and a water view balcony. Both the interior and exterior have been renovated to first class quality. Exterior is Hardi Board, roofing is aluminum and decks are wood. Naturally the construction meets all windstorm resistance codes as the developer is a well-known contractor that has completed numerous high quality homes and renovations on the island over the past 20 years. Interior finishes include granite or marble counters, quality cabinetry and appliances. The entrance to the home is from a driveway of stone pavers and a thoughtfully landscaped yard. There is a shared storage room, a new propane generator and a 500-gallon propane tank. In addition to these fine features, Village owners recently were treated to significant road improvement of layered gravel, and heavily landscaped with mature palms of all types, creating a beautiful, tropical boulevard access. Recently completed multi-family dockage is just steps away and accommodates boats up to 24’. This home is located in the Useppa Village neighborhood on the western shore of the reimagined and redeveloped, private Useppa Island. Featuring the Useppa Island Club and Marina, Useppa Village owners enjoy all the services and amenities of a small town. Useppa is a bridgeless island ensuring privacy and solitude. Yet, there is an active lifestyle of boating and sporting activities for any that wish to participate. The island is known for its outgoing community of residents, and with only 118 homes, the nature of the island will not deviate from the tropical luxury and Old Florida ambiance that create this special place in the sun.
Property Details
Additional Information
Additional Lease Restrictions
Tenants must be Useppa Island Club members, or guest of a member.
Additional Parcels YN
false
Additional Water Information
2 docks recently completed for the Useppa Village homes, first come, free up to 24'
Alternate Key Folio Num
094421020001000A0
Amenities Additional Fees
Useppa Club launch for daily access to the shore port on Pine Island. NOTE!! Membership in the Useppa Island Club is required to purchase a home on Useppa, one-time initiation fee of $50000 + sales tax
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System
Approval Process
Application and referral
Architectural Style
Key West
Association Approval Required YN
1
Association Email
reception@useppa.com
Association Fee
503.8
Association Fee Frequency
Monthly
Association Fee Requirement
Required
Association URL
useppa.com
Association YN
true
Available For Lease YN
1
Bathrooms Total Integer
2
Building Area Source
Public Records
Building Area Total
1556
Building Area Total Srch SqM
144.56
Building Area Units
Square Feet
Calculated List Price By Calculated SqFt
823.50
Carport YN
false
Community Features
Street Lights
Construction Materials
HardiPlank Type
Cooling
Central Air, Zoned
Country
US
Current Price
1124900.00
Direction Faces
West
Exterior Features
Balcony, Courtyard, Hurricane Shutters, Lighting, Outdoor Grill, Private Yard, Storage
Fireplace YN
false
Flood Zone Code
A8
Flooring
Laminate
Foundation Details
Stilt/On Piling
Furnished
Turnkey
Garage YN
false
Heating
Central, Electric
Home Warranty YN
false
Interior Features
Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Window Treatments
Internet Address Display YN
true
Internet Automated Valuation Display YN
false
Internet Consumer Comment YN
true
Internet Entire Listing Display YN
true
Laundry Features
In Kitchen
Lease Restrictions YN
1
Levels
Two
List AOR
Port Charlotte
Living Area Meters
126.91
Living Area Source
Public Records
Living Area Units
Square Feet
Lot Features
Flood Insurance Required, FloodZone, Historic District, In County, Landscaped, Near Marina, Private
Lot Size Acres
0.05
Lot Size Square Feet
2352
Lot Size Square Meters
219
Minimum Lease
1-7 Days
Modification Timestamp
2026-03-26T01:32:12.191Z
Monthly HOA Amount
503.80
New Construction YN
false
Num Times per Year
180
Number Of Pets
2
Occupant Type
Owner
Other Equipment
Private Yard, Fuel Tank(s), Generator, Satellite Dish
Other Structures
Storage
Ownership
Fee Simple
Parcel Number
09-44-21-02-00010.00A0
Patio And Porch Features
Covered, Deck, Front Porch, Rear Porch, Screened
Pets Allowed
Dogs OK, Number Limit
Pool Private YN
false
Property Attached YN
true
Property Condition
Completed
Property Description
Elevated, End Unit, Stilt Home
Public Survey Range
21E
Public Survey Section
09
RATIO Current Price By Calculated SqFt
823.50
Realtor Info
As-Is, Assoc approval required, Brochure Available, Docs Available, Lease Restrictions, No Sign, Right of First Refusal, Subject to Approval
Road Responsibility
Private Maintained Road
Road Surface Type
Gravel
Roof
Metal
Room Count
8
SW Subdiv Community Name
Not Applicable
Security Features
Fire Alarm, Smoke Detector(s)
Senior Community YN
false
Sewer
Public Sewer
Showing Requirements
Call Listing Agent
Spa YN
false
Status Change Timestamp
2026-03-25T21:24:47.000Z
Tax Annual Amount
10023.53
Tax Block
10
Tax Book Number
01
Tax Legal Description
USEPPA VILLAGE W 1/2 LOT 10 AS DESC IN OR 1570 PG 1214
Tax Lot
10
Tax Year
2025
Total Acreage
0 to less than 1/4
Total Annual Fees
25512.24
Total Monthly Fees
2126.02
Township
44
Universal Property Id
US-12071-N-0944210200010000-R-N
Unparsed Address
520 USEPPA ISLAND
Utilities
Electricity Connected, Phone Available, Private, Propane, Sewer Connected, Underground Utilities, Water Connected
Vegetation
Mature Landscaping
Water Access
Bay/Harbor
Water Access YN
1
Water Body Name
PINE ISLAND SOUND
Water Extras
Skiing Allowed
Water Extras YN
1
Water Frontage Feet Bay Harbor
20
Water Source
Public
Water View
Bay/Harbor - Full
Water View YN
1
Waterfront Feet Total
20
Waterfront YN
true
Window Features
Double Pane Windows, Insulated Windows, Low-Emissivity Windows, Storm Window(s)
Zoning
RM-2
Zoning Compatible YN
1
Neighborhood Map
Popup

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MLS #MFRC7523816 Listing courtesy of Uip Property Company Llc provided by Stellar MLS.



All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independent verified. Listing information is provided for consumer personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. The source of the listing data is as follows: Stellar MLS (updated 3/25/26 10:57 PM) |

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