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520 Harbor Cay Drive, Longboat Key, FL

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$3,995,000

($1,044/sqft)

List Status: Active
520 Harbor Cay Drive
Longboat Key, FL 34228


4 beds
4 baths
3828 living sqft
Top Features
  • Frontage: Bay/Harbor
  • View: Water, Trees/Woods, Pool
  • Subdivision: Bay Isles
  • Built in  1986
  • Single Family Residence
Description
Property Details
Additional Information
Additional Lease Restrictions
Annual rentals allowed. Refer to HOA Docs, Town of Longboat Key and Sarasota County Ordinances.
Additional Parcels YN
false
Additional Rooms
Family Room, Great Room, Inside Utility
Alternate Key Folio Num
0008160010
Amenities Additional Fees
One time Bay Iles HOA Assessment of $3700.00
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Range Hood, Refrigerator, Trash Compactor, Washer
Approval Process
Refer to HOA Docs
Architectural Style
Custom, Florida
Association Approval Required YN
1
Association Email
Ken@KFKCPA.com
Association Fee
2500
Association Fee Frequency
Annually
Association Fee Includes
Guard - 24 Hour, Common Area Taxes, Private Road, Security
Association Fee Requirement
Required
Association YN
true
Attached Garage YN
true
Available For Lease YN
1
Bathrooms Total Integer
5
Building Area Source
Public Records
Building Area Total
6095
Building Area Total Srch SqM
566.24
Building Area Units
Square Feet
Calculated List Price By Calculated SqFt
1043.63
Carport YN
false
Community Features
Gated Community - Guard, Street Lights
Construction Materials
Block, Stucco
Cooling
Central Air
Country
US
Cumulative Days On Market
202
Current Price
3995000.00
Direction Faces
Northwest
Elementary School
Southside Elementary
Exterior Features
Balcony, French Doors, Lighting, Outdoor Grill, Outdoor Kitchen, Rain Gutters, Sliding Doors
Fireplace Features
Family Room, Gas, Living Room, Primary Bedroom
Fireplace YN
true
Flood Zone Code
AE
Flood Zone Date
2024-03-27
Flood Zone Panel
12115C0126G
Flooring
Hardwood, Marble, Travertine
Foundation Details
Stem Wall
Furnished
Unfurnished
Garage Dimensions
28x24
Garage Spaces
2
Garage YN
true
Heating
Central, Electric
High School
Booker High
Interior Features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Wet Bar, Window Treatments
Internet Address Display YN
true
Internet Automated Valuation Display YN
false
Internet Consumer Comment YN
false
Internet Entire Listing Display YN
true
Laundry Features
Inside, Laundry Room
Lease Restrictions YN
1
Levels
Two
List AOR
Sarasota - Manatee
Living Area Meters
355.63
Living Area Source
Public Records
Living Area Units
Square Feet
Lot Features
FloodZone, City Limits, Landscaped, Near Golf Course, Near Marina, Private, Street Dead-End, Paved
Lot Size Acres
0.4
Lot Size Square Feet
17535
Lot Size Square Meters
1629
Max Pet Weight
100
Middle Or Junior School
Booker Middle
Minimum Lease
8-12 Months
Modification Timestamp
2025-10-01T15:56:09.899Z
Monthly HOA Amount
208.33
New Construction YN
false
Num Times per Year
1
Number Of Pets
5
Occupant Type
Owner
Other Equipment
Irrigation Equipment
Ownership
Fee Simple
Parcel Number
0008160010
Patio And Porch Features
Covered, Deck, Rear Porch, Screened
Pet Restrictions
Refer to HOA Docs for all restrictions
Pet Size
Extra Large (101+ Lbs.)
Pets Allowed
Cats OK, Dogs OK, Yes
Pool Dimensions
14x30 irr
Pool Private YN
true
Postal Code Plus 4
3547
Previous List Price
4250000
Price Change Timestamp
2025-10-01T13:39:57.000Z
Property Description
Elevated
Public Remarks
This exquisite two-story waterfront home located in the coveted Harbor section of Bay Isles has been meticulously renovated to embody modern elegance and luxurious coastal living. Surrounded by lush tropical landscaping, the home welcomes you through an elegant French door entrance into the grand foyer, where soaring ceilings, gleaming travertine flooring, and a striking wrought iron floating staircase with rich, dark wood steps set the tone for the refined elegance that unfolds throughout the home. The lower level boasts a bright and airy open space with hardwood floors throughout, creating a welcoming atmosphere that effortlessly combines sophistication with the timeless beauty of natural materials. The spacious family room is anchored by a stunning fireplace with decorative columns and an elegant mantel, complemented by French doors leading to the expansive waterfront lanai, reinforcing the home's seamless connection to its stunning natural surroundings. A culinary enthusiast’s dream, the generously sized kitchen features a large island with a waterfall granite countertop, custom cabinetry, ample storage space, and high-end stainless steel appliances, including a six-burner gas range and double ovens. Adjacent to the kitchen, the dining area and great room spaces flow seamlessly into each other. The great room is both grand and inviting, showcasing a dramatic wood-clad cathedral ceiling that adds warmth and character. A second stone fireplace enhances the ambiance, while three sets of French doors that open onto the lanai offer an effortless transition between indoor and outdoor living. Also on this level are two generous guest suites, each with a full bath, one with direct lanai access, and a den with full bath. Upstairs, the primary suite is a true retreat. Floor-to-ceiling windows illuminate the space, and French doors open to a spacious private balcony, offering captivating water views that create a peaceful escape. A cozy fireplace adds to the intimate atmosphere, while the spa-inspired en-suite bath indulges with marble flooring, soaking tub, dual vanities, frameless glass walk-in shower, and water closet, all overlooking the serene waterway. The outdoor living space is equally spectacular, designed for both relaxation and entertaining. The expansive lanai features multiple covered areas with a rich wood-clad ceiling and retractable screens, a sun-drenched open-air section, and a stunning saltwater pool with travertine decking framed by verdant tropical landscaping. Just beyond the pool, a private dock with a boat lift sits on a deep-water basin and wide canal with no bridges to Sarasota Bay, offering quick and direct access for boating enthusiasts. Bay Isles Beach Club membership is included. This extraordinary home seamlessly blends elegance, comfort, and the unparalleled beauty of waterfront living, creating a sanctuary that is as functional as it is breathtaking.
Public Survey Range
17
Public Survey Section
16
RATIO Current Price By Calculated SqFt
1043.63
Realtor Info
Assoc approval required, No Sign
Road Responsibility
Private Maintained Road
Road Surface Type
Asphalt
Roof
Tile
Room Count
9
SW Subdiv Community Name
Bay Isles
Security Features
Gated Community, Key Card Entry, Security Gate, Security Lights, Security System, Smoke Detector(s)
Senior Community YN
false
Sewer
Public Sewer
Showing Requirements
Appointment Only, Call Listing Agent, ShowingTime
Spa YN
false
Status Change Timestamp
2025-03-13T19:56:12.000Z
Tax Annual Amount
29765
Tax Book Number
23-35
Tax Legal Description
LOT 35 BAY ISLES UNIT 1
Tax Lot
35
Tax Year
2024
Total Acreage
1/4 to less than 1/2
Total Annual Fees
6220.00
Total Monthly Fees
518.33
Township
36
Universal Property Id
US-12115-N-0008160010-R-N
Unparsed Address
520 HARBOR CAY DR
Utilities
Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Underground Utilities, Water Connected
Vegetation
Mature Landscaping, Trees/Landscaped
Water Access
Bay/Harbor, Bayou, Canal - Saltwater, Intracoastal Waterway
Water Access YN
1
Water Extras
Assigned Boat Slip, Lift, No Wake Zone, Sailboat Water, Seawall - Concrete
Water Extras YN
1
Water Frontage Feet Bay Harbor
68
Water Source
Public
Water View
Bay/Harbor - Full, Bayou, Lagoon
Water View YN
1
Waterfront Feet Total
68
Waterfront YN
true
Window Features
Drapes, Shades
Zoning
PD
Zoning Compatible YN
1
Neighborhood Map
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MLS #MFRA4643565 Listing courtesy of Michael Saunders & Company provided by Stellar MLS.

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All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independent verified. Listing information is provided for consumer personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. The source of the listing data is as follows: Stellar MLS (updated 12/5/25 10:02 AM) |

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